Straightforward Hire Purchase Financing


A straightforward repayment facility providing outright ownership at the end of the agreement available to businesses and individuals. Repayments can be fixed and structured in a flexible way i.e. a balloon or final lump sum can be applied to reduce the monthly repayment.

Key Features and benefits:

  • Preserves cashflow – offers the obvious cashflow benefits of paying in instalments
  • Tax efficiency – as a business can claim writing down allowances and can offset interest payments against taxable profits
  • Flexible – we can tailor deposits, periods and repayments to suit your specific personal or business requirements.

Variable Rate:

  • A balanced payment plan is a variable rate but with fixed repayments
  • When base rates fluctuate, only the number of repayments varies but the amount stays the same, thus helping your administration and budgeting.